Hello and welcome to our web site! Take a few minutes to read and absorb the information here and feel free to contact us for a low cost evaluation!

Interest Rates?  Closing Costs?  Loan Programs?  Your Credit Score?

Royce Consulting is here to help you become educated about your credit profile, your credit report, the home buying process, and how to get the very best deal there is out there.  We are not a mortgage lender or broker, but a consultancy here to help you navigate your way through a myriad of loan programs and requirements.  This will help you as you search for  home financing or other credit offers by educating you so you get the rate and program you  want at a price you can afford! Make your credit and financial profile look it's very best!    Our fees are NOMINAL compared to what you might pay in interest rates and loan closing fees.  (See real life comparison inside).  You will be working directly with a seasoned mortgage underwriter.   Underwriters are individuals who daily approve, deny and modify loan requests and have seen almost every situation out there.  Just to be clear, we DO NOT fix, repair, or remove items from your credit, nor are we a lender/broker.  Check out our links section to learn about avoiding "credit repair" companies.    Our primary focus is to educate, mentor, and advise you as a customer on what lenders look for in the loan applicants they approve so that you may obtain the very best deal possible.

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 Remember, purchasing a home is arguably one of the most important decisions you make in your life. Is this something you want to leave to CHANCE or to a COMMISSIONED sales person?

 Contact us! To get the quickest response email us for an initial consultation form at  :

info@royceconsulting.com   

404-234-0020 phone

770-998-1474 fax

The Mortgage Meltdown of 2007- read about it here! Please visit the link below- "the times they are a-changin!" At least for now, gone are the 100% reduced doc programs that were prevalent even a few months ago. 

 www.mortgageimplode.com

New Clients Click Here 

Credit and Financial Education Page

 Real Estate/Mortgage Professionals Entrance 

Legal Disclaimer: Our consultations are purely for informational purposes only. They are offered with the clear understanding that Royce Consulting is not engaged in rendering legal, accounting, tax, or real estate services.  If legal or other expert advice is needed, we counsel our clients to seek an expert in that particular field of need.  Royce Consulting's role is to analyze, educate, and advise our clients so they can make an informed, cost efficient choice regarding the loan application process and the lender of their choosing.